Easy Financing and Payment Options Learn more

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Flexible Financing

Get the furniture you love today with flexible payment options designed for your budget.

Furniture Financing for Every Home

Shop today and enjoy flexible financing options for bedrooms, living rooms, dining furniture, mattresses, sectionals, and more.

How it works?

  • Choose Your Furniture

    Add your favorite items to cart.

  • Apply for Financing

    Complete a quick online application.

  • Get Approved

    Receive a decision in minutes.

  • Pay Over Time

    Enjoy flexible monthly payments.

Progressive Leasing

In Store & Online

  • No credit needed
  • Quick application
  • Instant decision
  • Also available at the checkout
Apply Now

Koalafi Finance

In Store & Online

  • No credit needed
  • Easy application process
  • Flexible payment plans
  • Low initial payments
Apply Now

American First Finance

In Store & Online

  • No credit needed
  • Fast & easy application
  • Affordable payments
Apply Now

Snap Finance

In Store

  • No credit needed
  • Quick application
  • 100-day option with no interest
  • Credit score is not affected with application
  • Please visit the store for application
Visit Our Store

Synchrony Finance

In Store

  • Up to 48 months no interest financing
  • Subject to credit check
  • Requires great/good credit score
  • Stop by our store for more details and application.
Visit Our Store

Layaway program

In Store

90-day layaway program with a 30% deposit

3 payments every month

90-day purchase option

Visit our store for more information

Visit Our Store

Furniture Financing Made Simple at Decor Furniture


At Decor Furniture, we believe everyone deserves a comfortable and beautiful home without having to pay everything upfront. Our furniture financing options make it easier to purchase the furniture and mattresses you need while spreading payments over time with flexible plans.


Whether you're furnishing a new home, upgrading your living room, replacing your bedroom furniture, or shopping for a new mattress, financing can help you enjoy your purchase today while paying in manageable monthly installments.

Finance Living Room, Bedroom & More


Financing is available on thousands of products across our store, including sectional sofas, sofas and couches, recliners, bedroom sets, dining room furniture, mattresses, home office furniture, entertainment centers, and home décor. Our financing solutions are designed to fit different budgets and purchasing needs.

Why Finance with Decor Furniture?

  • Simple online application process
  • Fast approval decisions
  • Flexible monthly payment options
  • Use financing on thousands of in-stock products
  • Shop online or visit our Houston showroom
  • Local delivery available throughout Houston and surrounding areas

Serving Houston & Nearby Communities


Decor Furniture proudly serves customers throughout Houston, Katy, Sugar Land, Richmond, Cypress, Pearland, Missouri City, Pasadena, Spring, Tomball, and many surrounding communities. Our team is happy to help you find financing options that work for your budget while helping you furnish every room in your home.


If you have questions about financing, payment options, or eligibility, contact our team or visit one of our Houston showroom locations for personalized assistance.

Frequently Asked Questions

Does Decor Furniture offer financing?

Yes. Decor Furniture offers financing options that allow qualified customers to purchase furniture, mattresses, and home décor with convenient monthly payments.

Can I finance mattresses and bedroom furniture?

Yes. Financing is available on mattresses, bedroom sets, beds, dressers, nightstands, living room furniture, dining room furniture, home office furniture, and many other products.

How do I apply for financing?

You can apply through our financing page using our online application. Approval decisions are typically provided quickly, allowing you to begin shopping as soon as you're approved.

Can I use financing online and in-store?

Yes. Qualified financing can be used when shopping online or at one of our Houston showroom locations, depending on the financing provider's terms.

Who can I contact if I have financing questions?

Our Decor Furniture team is happy to answer questions about financing options, payment plans, and the application process before you complete your purchase.

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